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The money map of horse ownership.

Owning a horse is four spending moments, not one. Here is each of them in honest magnitude — with the tool that makes the number yours.

MOMENT 01
The horse itself
$5,000 — $400,000+

The only number most people research — and, over a horse’s life, rarely the largest. Breed, age, schooling and record set the range; the individual sets the price.

WHAT IS IT WORTH? GUIDE PRICES, BY BREED
MOMENT 02
The kit
$2,500 — $15,000 first year

The tack-shop list is 40% longer than what the horse needs. The saddle is the line worth spending on — it must fit the horse before it flatters you.

THE NEW OWNER’S KIT GEAR & STYLE — THE BOUTIQUE
MOMENT 03
The keeping
$15,000 — $60,000+ a year

Livery, farrier, vet, insurance, the season — the annuity that outweighs the purchase within a few years. This number should decide whether you buy at all.

THE COST CALCULATOR INSURANCE — THREE QUOTES
MOMENT 04
The land, someday
$1M — $10M+

The optional endgame: bringing the horses home. Equestrian property is its own market — and the agent should know horses before houses.

FARMS & ESTATES FOR SALE · SOONAN AGENT WHO KNOWS HORSES
If the map made you pause — good.

That is the map working. The next step is a brief, not a horse: tell us what you ride, what you want, and what the budget honestly is.

TELL US YOUR BRIEF
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